Wonach richtet sich Preis für Firmenrechtschutz?

[Viltner]

Hai,

ich bin gerade dabei mir eine Firma im Bereich Mediengestaltung aufzubauen. Und da es momentan ja im Internet sehr viel Probleme mit Abmahnung etc. gibt dachte ich auch an eine Firmenrechtschutz. Aber wirkliche Angebote hab ich noch nicht gefunden. Wonach richtet sich denn der Preis für eine Firmenrechtschutz? Kommt das auf die Art der Firma bzw. die Branche an oder sind das immer Pauschalbeträge?

 

[MK83M]

Hi,

normalerweise richtet sich die Prämie nach Personenanzahl bzw. nach der Bruttolohnsumme und dem Deckungsumfang, d.h. Firmen/ Firmenverkehr/ private Deckung. Du kannst die Prämie mit Selbstbehalt aber auch reduzieren. Also alles sehr individuell. Musst mal schauen, was für dich das richtige ist. Hast du schon mal an eine Vermögensschadenhaftpflichversicherung gedacht? Ist vielleicht passender. ( Kannst dich hier mal informieren ...Grüße, viel Erfolg und vorallem viel Kraft auf dem Weg in die Selbständigkeit !
Mario

 

[joops]

Wenn du alleine agierst oder nur mit sehr wenig Personal, dann lohnt sich kein Firmenrechtschutz. Ist zudem auch fast unbezahlbar für kleinere Unternehmen.

 

[Finanzus]

Wichtig sind auch Einschlüsse wie Vertragsrechtsschutz, Strafrechtsschutz etc. Hier steht z.B. was über den Vertragsrechtsschutz.

 

[Julchen2013]

Die Höhe der Prämie hängt von vielen Faktoren ab.

Neben der Auswahl der entsprechenden Rechtsgebiete, sind auch die vorhergehenden Rechtsstreitigkeiten entscheidend. Denn so errechnet sich das Risiko, wie oft der Versicherte die Versicherung in Anspruch nehmen wird. Auch die Vereinbarung des Selbstbehaltes, hat einen direkten Einfluss auf den Beitrag. Je Höher die eigene Beteiligung, desto niedriger der zu zahlende Betra. Doch hier ist Vorsicht geboten, denn bei jedem Fall muss der Versicherte immer wieder seinen Eigenanteil bezahlen.

 

[Tempeckattithzop]

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