Durch Schienbeinfraktur höherer Krankenversicherungsbeitrag?

Diskutiere Durch Schienbeinfraktur höherer Krankenversicherungsbeitrag? im Private Krankenversicherung Forum im Bereich Krankenversicherung; Hallo, ich werde in diesem Jahr verbeamtet und habe mich nach langem Überlegen für die Private Krankenversicherung entschieden. Der Vorteil ist...


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ich werde in diesem Jahr verbeamtet und habe mich nach langem Überlegen für die Private Krankenversicherung entschieden. Der Vorteil ist, dass ich beihilfeberechtigt bin und mein Dienstherr somit 50 % der anfallenden Kosten für Arztrechnungen, Krankenhausaufenthalte und Facharztbesuche übernimmt.

Ich habe mir im Internet mal einen groben Überblick über die vorhandenen Privaten Krankenversicherungsgesellschaften gemacht und war ein wenig erschlagen von dem Angebot. Auf der Suche nach der besten privaten Krankenversicherung habe ich zwei Favoriten gefunden und möchte mir von diesen Versicherungsgesellschaften nun ein Angebot unterbreiten lassen.

Spielen die Vorerkrankungen bei der Berechnung des Krankenversicherungsbeitrages eine Rolle? Ich frage deshalb, weil ich einen Skiunfall hatte und mir dabei das Schienbein mehrfach gebrochen hatte. Es ist schon eine Weile her, aber muss ich das dort angeben? Wird durch diese Fraktur mein Versicherungsbeiträg höher sein?

Auf was sollte ich achten, wenn ich die Angebote bekomme? Ein Einbett-Zimmer und Chefarztbehandlung sind mir nicht wichtig, aber dafür die volle Übernahme der Kosten für die Kieferorthopädie. Gibt es noch andere Sachen, auf die ich achten muss?


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Ich glaube da werden eher Krankheiten wie Krebs, Diabetis oder Epilepsie mit einberechnet und keine Verletzungen.

Durch Schienbeinfraktur höherer Krankenversicherungsbeitrag?

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